Analisis Pengaruh ROA, CAR, BOPO Dan FDR Terhadap NPF Pada Bank Umum Syariah di Indonesia Periode 2016-2022
Indonesia
Abstract
This research aims to determine the impact of NPF on the profitability of Islamic banks in the 2016-2022 period, while the independent factors are FDR, ROA, CAR, and BOPO, the research methodology uses multiple linear regression with the help of Swofer Eviews 12. The results of this research show that FDR has an impact significant negative impact on NPF, CAR shows that it has a significant negative impact on NPF, ROA also shows a significant negative impact, BOPO has a significant positive impact on NPF and based on the test results simultaneously FDR, CAR, ROA and BOPO have an important effect on NPF at the same time.
Copyright (c) 2024 Aldi Aldi Setiadi
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish articles in Sharef: Journal of Sharia Economics and Finance agree to the following terms:
- Authors retain copyright of the article and grant the journal right of first publication with the work simultaneously licensed under a CC-BY-SA or The Creative Commons Attribution–ShareAlike License.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
