Analisis Praktik Rahn Tasjily di BMT Al-Hikmah Semesta Cabang Kembang Ditinjau dari Fatwa DSN-MUI No.68/DSN-MUI/III/2008 Tentang Rahn Tasjily
This research began with implementing the rahn tasjily contract at BMT Al-Hikmah Semesta Kembang Branch which was the most popular among the surrounding community. This study aims to (1) determine the suitability of the practice of rahn tasjily (Pawning Securities) at BMT Al-Hikmah Semesta Kembang branch based on the DSN-MUI fatwa No. 68/DSN-MUI/III/2008 regarding rahn tasjily; (2) knowing the practice of rahn tasjily at BMT Al-Hikmah Semesta Kembang Branch. This type of research includes field research, this research uses descriptive qualitative methods, with data collection techniques using interview, observation and documentation techniques. The results showed (1) the application of the cost of maintaining and storing marhun was determined based on the amount of the rahin's loan to the murtahin and the contract used was only the rahn contract; (2) recommendations or solutions that can be applied in the future that are by the DSN-MUI fatwa, namely by applying maintenance costs based on the ijarah agreement, where the contract is used for the cost of renting marhun storage. Other recommendations can also be determined based on the estimated value of the pawned goods or can also be determined based on the real needs required in the contract.
Copyright (c) 2022 Asry Damayanti
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish articles in Sharef: Journal of Sharia Economics and Finance agree to the following terms:
- Authors retain copyright of the article and grant the journal right of first publication with the work simultaneously licensed under a CC-BY-SA or The Creative Commons Attribution–ShareAlike License.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).