Penilaian Kolektabilitas Pembiayaan Menggunakan Metode 5C Vs Weton di BMT Aman Utama

  • Rena Aisyah Rona Universitas Islam Nahdlatul Ulama Jepara
Keywords: 5C assessment, collectability, weton, character


This paper aims to compare the collectability financing using 5C credit analysis with character of members in weton at BMT Aman Utama. This study uses a descriptive-comparative research type with a qualitative approach. Methods of data collection using observation, interviews and documentation. Sources of data in this study using primary and secondary data sources. The data analysis technique used is data reduction, data presentation and conclusion drawing. The results of this study stated that, of the 24 members of the financing of BMT Aman Utama, 17 of them were declared suitable between the collectibility assessment of BMT Aman Utama and the characters in the Weton, and 7 members were declared unsuitable. 5 members according to current collectibility, 3 members according to substandard collectibility, 5 members according to doubtful collectibility and 4 members according to bad collectibility. The suitability of the 5C and Weton in the Aman Utama BMT is 7.1%, which can be said that the characters in the weton have a tendency to match the 5C assessment in the Aman Utama BMT.