Intention to Use Financing Products of Muamalat Banks in Polewali Mandar
Keywords:
Attitude, Subjective Norms, Knowledge, Intention, TPB
Abstract
This study aims to examine the effect of attitudes, subjective norms, and knowledge of the intention to use Muamalat bank financial products in Kabupaten Polewali Mandar. Data collection and information needed in this study are primarily data where data obtained directly from the research subjects in the form of questionnaires. This study uses the Theory of Planned Behavior (TPB) and linear regression analysis. This study's results indicate the influence simultaneously and partially on the variable attitude, subjective norms, and knowledge of the intention to use Muamalat bank financial products.
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Ajzen, I. (1991). The theory of planned behaviour. Organizational Behavior and Human Decision Processes. https://doi.org/10.1016/0749-5978(91)90020-T
Ajzen, I. (2011). The theory of planned behaviour: Reactions and reflections. In Psychology and Health. https://doi.org/10.1080/08870446.2011.613995
Amin, H., Rahim Abdul Rahman, A., Laison Sondoh, S., & Magdalene Chooi Hwa, A. (2011). Determinants of customers' intention to use Islamic personal financing: The case of Malaysian Islamic banks. Journal of Islamic Accounting and Business Research, 2(1), 22–42. https://doi.org/10.1108/17590811111129490
Andriani, D., & Juliandi, A. (2008). Preferensi Masyarakat Kota Medan Terhadap Bank Syariah. Jurnal Riset Akuntansi Dan Bisnis, 8(September),22–47. http://jurnal.umsu.ac.id/index.php/akuntan/article/view/448
Aset, P., & Aset, P. (2019). Snapshot Perbankan Syariah Juni 2019.
Balushi, Y. Al, Locke, S., & Boulanouar, Z. (2018). Islamic financial decision-making among SMEs in the Sultanate of Oman: An adaption of planned behaviour theory. Journal of Behavioral and Experimental Finance, 20, 30–38. https://doi.org/10.1016/j.jbef.2018.06.001
Buchari, I., Rafiki, A., & Abdullah Hadi Al Qossab, M. (2015). Awareness and attitudes of employees towards Islamic banking products in Bahrain. Procedia Economics and Finance, 30(15), 68–78.
Dalif, S. A. R. M. dan. (2015). Analisis Persepsi Masyarakat terhadap Bank Syariah di Kabupaten Polewali Mandar Sulawesi Barat Sri.
Fathoni, A. (2006). Metode Penelitian Dan Teknik Penyusunan Skripsi. Rineka Cipta.
Imran, & Hendrawan, B. (2017). Pegaruh Persepsi Masyarakat Batam Tentang Bank Syariah Terhadap Minat Menggunkan Produk Bank Syariah. Journal of Business Administration, 1(2), 63–72.
Islamylia, & Mutia, E. (2016). Pengaruh Sikap, Norma Subjektif, Kontrol Perilaku, Motivasi Spiritual, Terhadap Minat Mahasiswa Akuntansi Dalam Mamilih Konsentrasi Akuntansi Syariah. JIMEKA, 1(1), hlm 192-203.
Jaffar, M. A., & Musa, R. (2014). Determinants of Attitude towards Islamic Financing among Halal-certified Micro and SMEs: A Preliminary Investigation. Procedia - Social and Behavioral Sciences, 130, 135–144. https://doi.org/10.1016/j.sbspro.2014.04.017
Johana Johan, Z., & Putit, L. (2016). Conceptualizing the Influences of Knowledge and Religiosity on Islamic Credit Card Compliance. Procedia Economics and Finance, 37(16), 480–487. https://doi.org/10.1016/S2212-5671(16)30155-1
Kholilah, N. Al, & Iramani, R. (2013). Studi Financial Management Behavior pada Masyarakat Surabaya. Journal of Bussiness and Banking, 3(1), 69–80.
Kotler, P. (2000). Prinsip-prinsip pemasaran Manajemen. Prehalindo.
Park, H., & Blenkinsopp, J. (2009). Whistleblowing as Planned Behavior – A Survey of South Korean Police Officers. 545–556. https://doi.org/10.1007/s10551-008-9788-y
Purwanto, Purwanro. (2020). Metode Penelitian Kuantitatif Untuk Penelitian Ekonomi Syariah. Stiapress.
Purwanto, Purwanto. (2018). Teknik Penyusunan Instrumen Uji Validitas Dan Reliabilitas Penelitian Ekonomi Syariah. Stiapress.
Rafiah Pakpahan, D. (2017). Pengaruh Pengetahuan dan Sikap terhadap Perilaku Masyarakat pada Bank Syariah di Wilayah Kelurahan SEI Sikambing D. At-Tawassuth, Vol. III(3), 345–367.
Rohmatun, K. I., & Dewi, C. K. (2017). Pengaruh Pengetahuan Dan Religiusitas Terhadap Niat Beli Pada Kosmetik Halal Melalui Sikap. Journal Ecodemica, 1(1), 27–35.
Secord, Paul F and Backman, C. W. (1964). Social Psychology. University of North Carolina Press.
Sugiyono, S. (2016). Metode Penelitian Pendidikan: Pendekatan Kualitatif, Kuantitatif Dan R&D. Alfabeta.
Syafrida, I., & Aminah, I. (2015). Bank Syariah di Indonesia dan Upaya Penangannya. Ekonomi Dan Bisnis, 14(1), 7–20.
Syah, S. R., Ibrahim, & Sufardi. (2018). Switching Behavior Nasabah Bank : Tinjauan Empiris Teori Keperilakuan Di Kota Makassar. 5(2), 113–122.
Published
2021-12-28
How to Cite
Halipah, H., Fitriyani, Y., Purwanto, P., & Wafirah, M. (2021). Intention to Use Financing Products of Muamalat Banks in Polewali Mandar. NUsantara Islamic Economic Journal, 1(1), 14-25. https://doi.org/10.34001/nuiej.v1i1.54
Section
Articles
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